About / Leanne Ozaine, CDFA

I do life
with people.

Leanne Ozaine, CDFA

I am a Certified Divorce Financial Analyst and a financial planner. Twenty years in practice.

As a financial planner, I walk alongside people through every season of their lives. Retirement planning, wealth building, loss, inheritance, transition. You get to know people deeply over twenty years. Their families, their goals, the things that keep them up at night.

And sometimes, the phone rings and someone says, "Leanne, I'm getting a divorce." Those calls changed the direction of my career. I saw firsthand how the financial side of divorce was being handled poorly, or not at all, and I knew my clients deserved better. That's why I pursued the CDFA certification.

I work with both men and women. My first major client win was for a man. I identified premarital assets that were being incorrectly divided and saved him $300,000 to $350,000.

Fair does not have a gender. I work with whoever needs clarity.

I serve clients in Spokane, the Pacific Northwest, and nationwide via Zoom.

Credentials

  • Certification CDFA
  • Background Financial Planner
  • Experience 20 years
  • Location PNW + US
  • Clients Men and women

Why I do this

It began with a phone call.

About eight years ago, one of my dearest clients called me. A wonderful man in his fifties. He had been off the grid for a week of fishing. When he got back to cell service, he had a voicemail from his wife.

His voice was shaking. Two things. Their house had burned down. And she had found someone else. She was divorcing him.

"Leanne, two-thirds of divorce is about money. And I do not know a thing about it."

That was the first of many. He needed someone who could help him think clearly about the financial side of divorce. Not just the legal side. The money. The retirement accounts. The house. The tax implications nobody was explaining.

That phone call is why I pursued the CDFA certification. Because the people I had been doing life with for years deserved someone who could handle this part with the same care I brought to everything else. That is why this practice exists.

A client was about to sign. Everything looked clean. I asked one question: "Do you understand how this account is going to be taxed when you use it?" Silence. That single question changed the entire outcome. Not because anyone was hiding something. Because nobody had slowed down long enough to ask.

From a real client session

My own experience

After twenty-five years of marriage, I got a divorce.

It was hard. It was humbling. But I was equipped. I knew the process, I understood the numbers, and I used that knowledge to create the best possible outcome for myself, for my ex-spouse, and for our kids.

That experience gave me something I could never get from a textbook. I know what it feels like to sit on the other side of the table. I know what it costs emotionally, not just financially. And I know that even when you have every tool available to you, this process is still deeply personal.

My own experience is not why I do this work. But it is why I understand it differently than someone who only studied it.

Begin when you are ready

You do not have to have it figured out.
Just show up.

I will ask the questions. You will leave with answers.