If you're going through a divorce in the Boise area, I want to help.
I'm Leanne Ozaine, a Certified Divorce Financial Analyst with 20 years of experience. I'm based in Spokane, WA and work with Boise clients virtually via Zoom.
I know how overwhelming this feels. You don't need to have everything figured out before you reach out.
Two-thirds of divorce is about money
Your attorney handles the legal side. They negotiate terms, file motions, represent you in court. That's what they're trained for. But they're not building financial models. They're not calculating whether you can actually afford the house you're fighting for, or tracing years of retirement contributions to separate what's marital from what's not.
That's what I do. I help you gather your financial information, understand your numbers, and know the right questions to ask. I can help draft settlement proposals that reflect reality, not just what sounds fair on paper. And I work cooperatively with your attorney so the legal strategy and the financial analysis support each other.
A Certified Divorce Financial Analyst handles the part your attorney isn't trained for. That's me.
What makes Boise divorces different
Boise has changed dramatically in the last decade. Many families relocated from California, Washington, or Oregon, bringing with them real estate equity from higher-cost markets, stock from tech or government careers, and retirement accounts accumulated under different state tax rules. That relocation history adds complexity to the financial picture.
Idaho is a community property state, which means the court starts with the presumption that everything acquired during marriage is owned 50/50. But "community property" doesn't mean the division is simple. Separate property (brought into the marriage, inherited, or gifted) can become commingled if it was mixed with marital funds. Tracing what's separate from what's community requires careful financial analysis.
And Idaho has its own income tax structure that affects how different asset types are valued after division. A retirement account worth $400,000 on paper is worth less once you account for Idaho's state income tax on withdrawals. I make sure you see the real numbers, not just the ones on the statement.
What Idaho law means for your finances
Idaho is one of nine community property states. That means the court starts with the presumption that everything acquired during marriage is owned equally. Here's what that means for you:
- All income earned and assets acquired during marriage are presumed to be community property (owned 50/50)
- Property owned before marriage, inheritances, and gifts may be considered separate property
- Separate property can become community property through commingling (mixing it with marital funds)
- The court aims for a substantially equal division of community property
- Retirement accounts, pensions, and investment accounts accumulated during marriage are divisible
- The family home's equity is community property even if only one name is on the deed
"Substantially equal" still requires someone who can calculate what each asset is actually worth after taxes, penalties, and liquidity constraints. That's my job.
How to get started
All sessions are available via Zoom. There's no single right way to begin. It depends on where you are in the process.
The Private Sessions $97
This might be right for you if you're early in the process and want to educate yourself before making any moves. Eight audio episodes and a workbook where I walk you through the financial side of divorce, what to gather, what to watch for, and how to think about your settlement.
Listen to Leanne's thoughts on where to start90-Minute Strategy Session $300
This might be right for you if you want to sit down over Zoom and walk through your specific situation. I'll look at your numbers, help you understand where you stand, and give you a clear picture of what to focus on next.
Learn more about the Strategy SessionSettlement Review $600
This might be right for you if you already have a settlement proposal on the table and you want someone to look at it line by line. I'll tell you whether what's being proposed will actually work for your future, not just on paper.
Learn more about Settlement ReviewI also offer ongoing advisory support and full CDFA engagement for complex cases. These are services I may recommend after we talk, depending on what your situation calls for. See all services →
I'm here when you're ready
Whether you're ready to start listening, ready to get on a call, or just need to talk to someone who understands the financial side, I'm here.
Tell me about your situationAlso serving
Meridian, ID
Virtual
Nampa, ID
Virtual
Twin Falls, ID
Virtual
Idaho Falls, ID
Virtual
Also serving Coeur d'Alene. · In-person in Spokane. · Nationwide via Zoom.